Services
The Fractional Finance Office,
that scales with you.
Three levels of support, each ready to step up as your business grows. Tax and personal wealth run through all of them.
GROWTH
Fractional CFO support
Board-level financial leadership, without the full-time cost. Direction, forecasting and tax strategy.
- Clear financial direction
- Forecasting and scenario planning
- Profit, margin and tax strategy
- Exit and value planning
Control
Financial Controller support
Reporting and control you can actually trust, on time, every month.
- Monthly management accounts
- The KPIs that matter, tracked
- Cashflow visibility
- Controls and process
Foundations
Operational Finance support
Accurate, up-to-date books that everything else is built on.
- Bookkeeping done properly
- VAT filed correctly and on time
- Payroll handled reliably
- Clean data, ready to use
The model
What is the Fractional Finance Office?
The Fractional Finance Office is a complete finance function delivered fractionally; bookkeeping, controls, reporting, forecasting, tax and strategy; assembled at the level your business actually needs.
Instead of hiring a full-time finance director, or stitching together a bookkeeper, an accountant and a tax adviser who never talk to each other, you get one senior lead running the whole thing, scaled up as you grow.
We do not replace your existing relationships. We fill the gap in the middle.
Your bookkeeper
Keeps the day-to-day records.
Business Squared
Proactive, commercial finance in the middle.
Your year-end accountant
Files the statutory accounts.
How the three levels fit together
You do not have to choose in the dark.
Most clients start where the pressure is greatest and grow their support as the business grows.
Not sure which you need? That is exactly what the first call is for.
01
Operational Finance
Keeps the data clean.
02
Financial Controller
Turns that data into monthly insight you can act on.
03
Fractional CFO
Uses that insight to drive strategy, tax and wealth.
Each level feeds the same goal: better numbers, better decisions, better outcomes.
Tax & personal wealth
Tax is not a bolt-on.
As a Chartered Tax Adviser and Chartered Accountant, tax runs through every level of the service. The aim is not just more profit, but turning that profit into personal wealth, tax efficiently and in line with your long-term goals.
Corporate tax planning
Decisions made with the tax consequences understood up front.
Owner remuneration
Salary, dividends, pension: structured for the owner, not the textbook.
Personal tax
Joined-up advice across the business and the household.
Exit and succession
Restructuring, refinancing and bringing the next generation in.
Systems
Built on the right systems.
Move to Xero
Full migration from Sage 50 or spreadsheets. Data converted, accounts set up cleanly, team trained.
Digitised app stack
A coordinated tool stack tailored to how your business actually works. Less admin, faster reporting.
Sage Intacct partner
Sage Intacct partner. Cloud financial management for larger owner-managed businesses that have outgrown Xero; multi-entity, deeper reporting and stronger controls.
Gross margin
42%
Net margin
18.6%
12-week profit

How it works
A clear, repeatable engagement.
01
Clarity call
An honest review of data, performance, tax and systems.
02
Prioritise
Agree easy wins and the objectives that matter most.
03
Build
Budget, forecast and management reporting pack.
04
Meet
Monthly or quarterly meetings to turn numbers into decisions.
05
Year-end included
A by-product of proactive work, not a separate event.
Let us run the numbers together.
Sectors
Built for owner-managed businesses
Darren has worked with construction firms, care providers, salons and professional services, so the conversation rarely starts from scratch. But the real expertise is reading any business, finding what good looks like, and helping you do more of it.
Fractional Finance for Owner-Managed Businesses
Advisory built around owner-managed SME's
More on Owner-Managed BusinessesConstruction & Property Accountant
Fractional CFO for Builders & Developers
More on ConstructionEngineering & Industrial Accountant
Project Accounting Specialist
More on EngineeringLogistics & Transport Accountant
Haulage & Fleet Finance Specialist
More on LogisticsManufacturing Accountant
Cost Accounting & Inventory Specialist
More on ManufacturingWholesale & Distribution Accountant
Supply Chain Finance Specialist
More on WholesaleClient outcomes
Real transformations, not just case studies.
Moved from Sage to Xero and supported with Fractional CFO work through a management buy-out: significant change in both systems and ownership.
Solum SW Ltd
From employee, through redundancy, to running a £1.5m business. Forecasting, tax planning, monthly meetings and personal tax in one holistic relationship.
Ability Care Solutions Ltd
After 43 years with a compliance-only accountant: succession planning, restructuring, refinancing and bringing the next generation into the business.
Combers Limited

