Sectors / Logistics & Transport
Finance that runs on cost-per-mile, not guesswork.
In haulage and transport, thin margins and heavy assets leave no room for vague numbers. Fuel, fleet replacement, financing and VAT on international work all move the bottom line. I keep them clear.
The problem
More vehicles on the road, but is each one paying its way?
Moving from owner-driver to a fleet with employed drivers changes everything. Fuel is a huge, volatile cost. Vehicles need replacing on the right cycle. Operating licence compliance has to hold up. And when the margin per mile is tight, one badly financed truck or one VAT error on international work can wipe out the profit on a route.

What I do for logistics firms
Numbers that keep the fleet working for the balance sheet.
Cost-per-mile and route profitability
Clear costing so you know which routes, contracts and vehicles make money, and which are quietly losing it.
Fleet finance and replacement planning
Model vehicle replacement cycles and financing structures, so capital decisions improve cashflow instead of straining it.
VAT and fuel duty
Correct VAT treatment on international haulage and proper fuel duty reclaim procedures, handled without the headache.
Capital allowances and compliance
Claim the allowances on commercial vehicles you are entitled to, with clean records that support operating licence and compliance audits.
The difference
Working capital and asset expertise all year round.
Transport is a working-capital and asset business, and that plays to my strengths in financial analysis. As a Chartered Accountant and Chartered Tax Adviser I connect the operational numbers to the tax position and your personal wealth. I sit between your bookkeeper and accountant, doing the proactive work all year round.
How this plays out
A typical first 90 days with a transport client.
- 01
Deep dive
Build a cost-per-mile picture across your fleet. Review VAT on international work, fuel duty reclaim and how vehicles are financed.
- 02
Quick wins
Correct VAT and duty treatment, capital allowances on commercial vehicles claimed, and the loss-making routes or contracts flagged for repricing.
- 03
Ongoing rhythm
Per-vehicle profitability, a fleet replacement plan the bank believes, and clean records that stand up to operating licence and HMRC scrutiny.
Client outcomes
Real transformations, not just case studies.
Moved from Sage to Xero and supported with Fractional CFO work through a management buy-out: significant change in both systems and ownership.
Solum SW Ltd
From employee, through redundancy, to running a £1.5m business. Forecasting, tax planning, monthly meetings and personal tax in one holistic relationship.
Ability Care Solutions Ltd
After 43 years with a compliance-only accountant: succession planning, restructuring, refinancing and bringing the next generation into the business.
Combers Limited
Services
The support we offer.
GROWTH
Fractional CFO support
Board-level financial leadership, without the full-time cost. Direction, forecasting and tax strategy.
See how CFO support worksControl
Financial Controller support
Reporting and control you can actually trust, on time, every month.
Improve financial visibilityFoundations
Operational Finance support
Accurate, up-to-date books that everything else is built on.
Build stronger finance foundationsFAQs
Common questions from transport operators.
Want to know which vehicles and routes actually make money?
No jargon, no pressure. Just a clear look at your numbers and what to do next. Let's start with a deep dive.
Resources
Resources for transport operators.
How to forecast cashflow without overcomplicating it
You do not need a model with 500 lines. Here is a simple, useful cashflow forecast that actually helps you make decisions.
Buying a vehicle through your company: what actually makes sense
Company car, van, pool car or personal purchase? A plain-English look at the tax, VAT and cashflow implications of each route.
The tax bills that catch growing businesses by surprise
Growth is good, but it can trigger unexpected tax bills. Here are the common traps and how to plan for them before they land.
